Frequently Asked Questions

Coverage is an important decision. We are here to explain your coverage and make sure you understand the coverage. Elective coverage that you opt out of should also be understood. We will supply you with a sensible explanation of your options.

State-required coverage is not adequate coverage. Consider "bodily injury" and "uninsured motorist" coverage. This is important coverage and should be purchased. We suggest liability limits of 100/300/100 and Uninsured Motorist coverage limits of 100/300.

For those vehicles with "collision" and "other then collision" (comprehensive) coverage, consider coverage for "loss of use," (rental car). Paying a deductible on short notice is difficult enough without also paying a car rental fee for the time it takes to repair your vehicle.

Claims reporting: We supply you with the toll free phone number to your insurance company and an adjuster will be assigned to assist you with the claim process. As your agent, we are always here to help.

Customer Service: We are always ready to assist you with policy changes, payments, claims and general questions. We also will give you access to an underwriter at your insurance company.